Fulfill your dream of homeownership with lowest interest rates starting from 8.35% p.a., flexible tenures up to 30 years, balance transfer savings, and maximum tax benefits under Section 24(b) and 80C.
A Home Loan is a secured long-term financing solution designed to help you purchase a ready-to-move apartment, under-construction property, construct an independent house, buy a residential plot, or renovate your existing home.
With tie-ups across 24+ top public sector banks, private banks, and housing finance companies (HFCs), Bharat Financial Services helps you compare interest rate spreads, maximize eligibility through co-applicant structuring, and save lakhs through seamless home loan balance transfer options.
Repo-linked lending rates starting from 8.35% p.a. to minimize overall interest cost.
Comfortable monthly EMIs spread over up to 30 years to suit your family budget.
Claim up to ₹2 Lakhs under Section 24(b) and ₹1.5 Lakhs under Section 80C.
Direct tie-ups with 24+ top commercial banks and HFCs to secure you the most competitive repo-linked interest rates starting from 8.35% p.a.
Get maximum property cost financing (up to 90% for properties up to ₹30 Lakhs and up to 80% for higher ticket sizes) with minimal down payment.
Transfer your existing high-cost home loan to lower interest rates and access high-value top-up cash lines with minimal processing charges.
Enjoy complete flexibility to make partial prepayments or fully foreclose your floating-rate home loan anytime with zero penalty fees.
Step 1
We calculate your maximum borrowing capacity based on your family income, existing EMIs, credit score, and property technical/legal clearances.
Step 2
We compare sanction terms, interest rate spreads, and processing fees across leading public, private banks, and housing finance companies.
Step 3
Receive your formal digital sanction letter, execute property legal agreements, and get funds disbursed directly to the developer or seller.
Expert guides on home loan tax deductions, interest rate cycles, and balance transfer savings.
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